Rafik Nayed is a seasoned banker with over 25 years’ experience. He joins Al Salam Bank from Deutsche Bank where he was most recently the Vice Chairman of the MENA region, Chief Country Officer for the UAE and Senior Executive Officer of Deutsche Bank AG Dubai (DIFC). Before joining Deutsche Bank, Rafik was the Chief Executive Officer of the Libyan Investment Authority and prior to that worked for many years in the oil and gas and financial services industries in a variety of international senior positions.
Experience: more than 23 years
Mr. Anwar Murad has over 23 years of experience in the areas of Private Banking, Treasury, Market Risk Management and Retail Banking. Mr. Murad currently holds the position of Deputy Group CEO of Banking and he had served as Executive Vice President - Head of Private Banking at Al Salam Bank-Bahrain since May 2006. His responsibilities were to establish the Private Banking and Retail Banking divisions for Al Salam Bank. In addition to the standard banking products, he managed to structure and launch many Shari’a-compliant products. Prior to joining Al Salam Bank, he was the Head of Private Banking at BMI Bank, Bahrain. Earlier, Mr. Murad was the Regional Market Risk Manager for the MENA region at ABN AMRO Bank and also headed the Treasury Operations in Bahrain. From 1994 to 1998 he had various positions with Citibank in Bahrain as Authorized Signer, Money Market and Debt Derivatives followed by Assistant Manager, Global Consumer Banking.
Mr. Murad has extensive knowledge and experience in Treasury and Investment products starting from Money Market, Foreign Exchange, Debt Derivatives and Structured Products.
Experience: more than 36 years
Mr. Abdulkarim Turki is a well-rounded banker with more than 36 years’ experience in Treasury, Operations, Audit, Internal Controls and Risk Management. He joined Al Salam Bank-Bahrain in 2006 as Senior Vice President, Head of operations. He was heavily involved in the incorporation and structuring of the Bank and the Operation Department. He was appointed as a key member in the Selection and Implementation Committee of the Bank’s core banking system in addition to being a member in other Bank’s committees such as Basel II, Bank Asset Liability Committee (ALCO) and the Public Relations Committee (PRC). Prior to joining the Bank, he held the position of Vice President - Head of Treasury Support Operations at Citibank Bahrain, where he gained his experience through the occupation of several managerial positions heading different departments and units. He was also involved in the launch of Citi Islamic Investment Banking as he was responsible for formulating all operational procedures, devising the chart of accounts and products accounting. Mr. Turki holds an MBA in Investment & Finance from University of Hull, UK.
Experience: more than 17 years
Dr. Mohammed Burhan Arbouna holds a PhD in laws with specialization in Islamic banking and finance from International Islamic University Malaysia, and Masters in Comparative Laws. He also holds BA degree in Shari’a and Higher Diploma in Education from Islamic University, Medina. He is an expert in Islamic banking and finance since 1997. Before joining Al Salam Bank- Bahrain, Dr. Arbouna was the Shari’a Head and Shari’a Board member in the Seera Investment Bank B.S.C Bahrain. Prior to that, he worked as the Head of Shari’a department in the Kuwait Finance House-Bahrain. Also, Dr. Arbouna worked as Shari’a researcher and consultant for the Accounting and Auditing Organization for Islamic Financial Institutions (AAOIFI) – Bahrain. Dr. Arbouna lectures on Islamic banking and finance and gives consultancy on orientation and professional programs for a number of professional and educational institutions. Dr. Arbouna is a member of Islamic Money Market Framework (IMMF) steering committee initiated by Central Bank of Bahrain for management of liquidity among Islamic banks.
Experience: more than 15 years
Mr. Hussain Abdulhaq is an experienced Treasurer in the area of Islamic banking and Capital markets. He spent most of his 15 years career as treasury specialist where he was involved in different areas, like Islamic liquidity management, Islamic capital markets instruments, development of Islamic complaint investment products and hedging instruments. He joined Al Salam Bank in 2007 as a senior member in the treasury team and he was involved in establishing the different functions and business lines of the unit as well as in charge for the ALCO function. Hussain lead the treasury integration process of Al Salam Bank and Bahrain Saudi Bank in 2010 and handling the same responsibility with BMI Bank. Prior joining Al Salam Bank, He worked for Kuwait Finance House (Bahrain), a leading Islamic Financial institution in the region, for more than 5 years where he was in charge of the dealing room activities.
Mr. Abdulhaq holds an MBA degree in Banking & Finance with a first honor from University of Bahrain and he is also a Chartered Financial Analyst (CFA).
Experience: more than 16 years
Mr. Essa Bohijji has more than 16 years of consulting and industry experience in the financial services, commercial entities, governmental bodies, and internal audit. Prior to joining Al Salam Bank Bahrain, Mr. Bohijji was the Chief Auditor and Board Secretary of an Islamic investment Bank in Bahrain. Mr. Bohijji had also spent seven years with Ernst & Young where he worked in the Audit and Assurance Services Group before shifting to the Business Advisory Services that was responsible for Internal Audit and Risk Management assignments and left as a Senior Manager. Mr. Bohijji currently serves as a Board member of BMI Bank, a Board and Audit Committee member of Al Salam Bank Algeria, an interim Board member in BMIO Bank in Seychelles, and a non-executive Audit Committee member in Manara Developments B.S.C. (c). In addition to that, Mr. Bohijji served from year 2009 as a Board and Audit Committee Member for Bahraini Saudi Bank prior to the full merger with Al Salam Bank Bahrain in late 2012.
Mr. Bohijji is a qualified Certified Public Accountant, licensed from the state of New Hampshire and is a member of the American Institute of Certified Public Accountants. He also holds a B.Sc. in Accounting from University of Bahrain.
Experience: more than 18 years
Mrs. Muna Al Balooshi joined Al Salam Bank-Bahrain in 2006 as Group Head of Human Resources. She had a major role in the Bank’s two acquisitions of the Bahraini Saudi Bank and BMI Bank in regard to the merger of the Bank’s resources with those two banks. Mrs. Al Balooshi has an excellent knowledge of HR policies and Labor Law regulations due to her long experience as she was the Head of Human Resources at the Court of HRH the Crown Prince from 2001 till 2006 and prior to that she was working in HR department at KPMG. She has full responsibility of the Human Resources division and forming the division strategy as well as assisting directors in top confidential tasks.
Mrs. Muna holds an MBA degree from De Paul University – Chicago and she’s a CIPD Associate.
Experience: more than 13 years
Mr. Qassim Taqawi is a veteran legal counsel with more than 13 years of experience in the field of Investment Banking, Islamic Banking, Retail Banking, Finance, Company Law, Labor Law, Real Estate and Construction. During his career, Mr. Taqawi has handled and attained regional exposure in legal matters covering the GCC, USA, Europe and MENA region. Following the merger with Al Salam Bank-Bahrain, Mr. Taqawi was appointed in his current position at Al Salam Bank as the Group Head of Legal handling the group’s legal affairs. Since 2003, Mr. Taqawi has held a number of senior executive positions in the region with various Banking & Financial Institutions. In addition to his current executive responsibilities, Mr. Taqawi serves as a member in management committees including Investment Committee and Remedial Committee. Mr. Taqawi holds a Bachelor degree (LLB) in law and is a registered lawyer with the Ministry of Justice & Islamic Affairs in the Kingdom of Bahrain.
A Certified Public Accountant (CPA), Mr. Talal Al Mulla has been active in the banking and financial services industry since 1999. Mr. Al Mulla worked with Ernst & Young Bahrain being responsible for audit and consulting assignments for major financial institutions in the region. He joined Al Salam Bank setting up the Internal Audit function in 2006. In 2009, Mr. Al Mulla moved to the Investment Department where he has been sourcing and managing investment opportunities to the Bank. He also sits on the Board of Directors of a number affiliates and subsidiary companies in which the bank has invested.
Experience: more than 10 years
Mr. Ahmed Saif brings more than a decade of experience in the banking sector. Prior to joining Al Salam Bank-Bahrain in 2008 as an Associate in the Investment Team, he worked with DBS Singapore as an Investment Analyst. Over the last 8 years, Ahmed has added immense value to the Bank. In 2012, he was the Head of the Investment Middle Office Department, and in 2016 he took the reigns of the Investment Management Team. Ahmed sits on the Board of a number of ASBB affiliate and subsidiary companies, including, among others, NS Real Estate Holding, Darari Investment Company, SAMA Investment Company. Ahmed holds an MSc in Finance and Financial Law with Honors from SOAS University of London, UK, and a BSc with Honors in Commerce, majoring in Finance & Economics from DePaul University, USA.
Experience: more than 22 years
Mr. Arif Janahi is a well-nurtured commercial banker with more than 22 years of experience in Operations and Corporate Banking. He started his career with a well-known conventional bank before expanding his exposure with another conventional commercial bank where he was responsible to promote Corporate Banking products and services in the local market and the GCC. In 2006, Mr. Janahi joined Al Salam Bank–Bahrain as Head of Corporate Banking where he was responsible to establish the department in liaison with the concerned committees and other departments in Al Salam Bank. Throughout the last 20 years of banking, Mr. Janahi gained a good experience in both conventional and Islamic banking backed by strong market network, knowledge of banking products, and credit assessment. Mr. Janahi holds an MBA from the University of Hull, UK.
Mr. Ali Habib Qassim is a professional banker with more than 17 years of experience in many areas including corporate, Investment and Private Banking. He started his career with corporate banking where he was responsible to market the corporate banking products and services in local markets moving to handling financial institutions and government relationships. In 2011, Mr. Qassim moved to Al Salam Bank-Bahrain to handle private banking clients and developing new products, locally and throughout GCC capitalizing on his investment experience. Mr. Qassim holds a Master Degree of Science from Emerson College, Boston. USA.
Experience: more than 13 years
Mr. Mohammed Buhijji has over 13 years of consultancy and banking experience. Prior to joining Al Salam Bank-Bahrain, Mr. Buhijji worked with Ernst & Young in the Business Risk Services being responsible of audit and consultancy services for major financial institutions and governmental bodies within Bahrain and abroad. In 2006, Mr. Buhijji joined Al Salam Bank’s Internal Audit with the responsibility to set-up the Internal Audit function and Bank’s various departments’ policies and procedures during the establishment of the Bank. Mr. Buhijji moved to Retail Banking in 2009 establishing key milestones by developing products, services, core banking system and policies. He had also played an essential role in the Bank’s two acquisitions of the Bahraini Saudi Bank and BMI Bank integration and conversion phases. Mr. Buhijji served as a member in the Integration Steering Committee and also appointed in several management committees to lead the conversion of the bank’s policies, products and core banking systems.
Mr. Buhijji holds an MBA degree from University of Strathclyde Business School in UK, Glasgow and Bachelors degree in Accounting. He also attended two Management Executive Programs in Harvard Business School in USA and Ivey Business School in Canada.
Mr. Ali Al Khaja brings more than 9 years of Compliance experience to the Bank. Prior to joining Al Salam Bank-Bahrain, he worked with Kuwait Finance House Bahrain, where he was responsible for various regulatory aspects including ensuring that transactions, investments and general dealings with the public were in compliance with the Central Bank of Bahrain (CBB) regulations and applicable laws. Previous to this he was employed by the CBB, where he held responsibility for the oversight of various local Islamic Banks in the Kingdom of Bahrain. Mr. Al Khaja holds a Bachelor degree in Banking and Finance from the University of Bahrain and an International Diploma in Compliance from the International Compliance Association (ICA).
Experience: more than 17 years
Mr. Khalid Jalili has more than 17 years of experience in the field of accounting and finance. He joined Al Salam Bank-Bahrain in 2009 as the Head of Strategic Support department. Subsequent to the Bank’s first business acquisition of Bahraini Saudi Bank B.S.C., he was appointed as the Acting Chief Financial Officer and was a member in the Acquisition Steering Committee and ALCO committee. Prior to joining Al Salam Bank, he had spent seven years working in the financial controls at Gulf International Bank B.S.C., a wholesale bank based in the Kingdom of Bahrain. Mr. Jalili started his career in the Audit and Assurance unit at Ernst & Young with the responsibility to carry out audit of different business sectors.
Mr. Jalili holds a Bachelor degree in Accounting from University of Bahrain.
As an Islamic institution, Al Salam Bank takes very seriously its responsibility to contribute and add value to the social and economic well-being of the local communities in which it invests and operates.
The Bank actively seeks ways to aid society and enhance the quality of life for everyone, through its support for charitable, educational, medical, scientific, cultural, social, sporting and environmental organisations. Al Salam Bank also encourages its staff to participate in various community activities, thereby contributing
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